Insurance requirements are an important factor for Irish businesses to consider for how often to PAT testing should be done, as policies may hold their own requirements to demonstrate compliance with current health and safety regulations as noted by the Health and Safety Authority/ Safety, Health and Welfare at Work, General Application Regulations (2007). While current legislation does not strictly impose a timeframe for PAT testing frequency in Ireland for businesses, insurers may have set conditions requiring regularly scheduled PAT testing to meet the contractual obligations under commercial policies.
Insurance and PAT Testing
To determine a schedule for how often PAT testing should be carried out, it is particularly important for businesses to review their insurance policies in relation to electrical equipment and testing. These clauses will note their requirements such as frequency of testing, proof of qualified electricians or PAT technicians (like those at the PAT Group) carrying out testing, documentation of test results and procedures for failed appliances, in addition to evidence that hazardous equipment has been repaired or removed. For these reasons, it is important for businesses to keep all documents related to PAT testing or other electrical services carried out, not only for maintenance reference, but for proof of compliance with their policy and demonstrating that the business has taken risk assessment and health and safety protocols seriously.
PAT Testing in High Risk Environments
For higher-risk environments such as construction and industrial sites which require frequent and heavy use of machinery and specialised equipment, testing may be at more frequent intervals depending on the policy and based on the informed recommendations of the manufacturer and qualified electrician/PAT technician. It is of importance to note the wording of the policy for businesses, as many insurers require PAT testing services – and while they can vary depending on the business and worksite – failing to meet the terms of policy in this capacity can be costly.
Insurance and HSA Requirements Are Different
The distinction between the guidelines as provided by the HSA/ Safety, Health and Welfare at Work, General Application Regulations (2007) and insurance policy requirements is of significance to highlight, as businesses can be legally compliant under current legislation by not undertaking annual testing, while being in breach of their policy agreement. This can be especially problematic if a business is to file a claim, as failing to comply may affect the process, depending on the wording and terms of the policy document. This can cause frustrating delays or refusal of claims, so it is essential to read carefully, and also keep all documents related to PAT testing and other electrical works for these purposes if required.
PAT Testing for Insurance
Overall, businesses should equally consider legislative guidelines, insurance requirements and the environment/usage of electrical appliances when establishing a routine service schedule for PAT testing. Our team at the PAT Group is well versed and experienced with over 30 years’ experience in Ireland and would be happy to work with you to maintain a proactive PAT testing service schedule based on the needs of your business and policy.
To find out more about the services that we can provide you please give us a call now on 01-9602636 or contact us online.
